It can be a challenge to find coverage that meets your healthcare needs and fits your budget. Health insurance that covers more tends to cost more.
- Do your best to balance the cost (monthly premium) of a policy with the protection it offers.
- Determine what you will have to pay yourself for covered services (deductible, coinsurance, copayments, and out-of-pocket limit).
- Estimate costs for non-covered care (services excluded or limited by the policy) and charges (fees above what the plan recognizes).
- Avoid policies that don’t have some kind of maximum out-of-pocket limit on covered charges.
- Don’t mistake insurance-like products for comprehensive coverage.
Call Safe Harbor Benefits, 817-226-3372, to find out what options are available to your, your family, or your employees. We are here to help!